Learn about all the types of plans that UnitedHealthcare offers.
Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and most plans also include Medicare Part D (prescription drug) coverage. Medicare Advantage plans also include other benefits and services such as dental, vision, hearing and fitness that Original Medicare does not cover. UnitedHealthcare offers different types of Medicare Advantage plans (non-SNP, D-SNP, C-SNP, I-SNP) and plans include additional benefits and services beyond Original Medicare that may vary from plan to plan. Ultimately, our goal is to offer a plan to sell to meet the needs of every Medicare eligible consumer in the markets we serve.
2023 UHC Final Portfolio
This document is for online purposes only. Confidential and proprietary. For internal/agent use only. Do not distribute.
UnitedHealthcare offers plans that are simple to sell, simple to understand, and simple to use. Experience the Difference.
UnitedHealthcare’s Medicare Advantage Final Portfolio for 2023 provides an overview of the Individual Medicare Advantage plans available across our broad footprint and are organized by state/market. Pair the ‘Final Portfolio’ with your state/market to Experience the Difference of UnitedHealthcare, while also learning about our 2023 footprint and plans within your local market.
Central Gulf Region
Not available for this region
Alabama
Arkansas
Georgia
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Michigan
Minnesota
Mississippi
Missouri
Nebraska
North Central Florida
North Dakota
Ohio
Oklahoma
South Dakota
South Florida
Wisconsin
East Region
Not available for this region
Connecticut
Delaware
Maine
Maryland
Massachusetts
New Hampshire
New Jersey
New York
North Carolina
Pennsylvania
Rhode Island
South Carolina
Tennessee
Vermont
Virginia
Washington
West Virginia
West Region
Not available for this region
Arizona
Colorado
Hawaii
Idaho
Montana
Nevada
New Mexico
Northern California
Oregon
California
Utah
Washington
Wyoming
Agent Reference Materials for 2023 - Medicare Advantage
AARP® Medicare Supplement Insurance Plans
AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate are health insurance plans designed to supplement Original Medicare. They help pay some or all of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumers can find one to best meet their needs and budget. Use language highlighted in this messaging platform when discussing plan options with consumers.
Note: In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Eligibility/Availability
General Eligibility
The following eligibility rules apply for AARP Medicare Supplement applicants:
- Enrolled in Medicare Part A and Part B
- Both must be active at time of the plan effective date
- A resident of the state in which they are applying for coverage
- Age 65 or older
- AARP membership (may enroll at time of application
Plans are available to people under age 65 and disabled in some states. Please visit the Product Availability Charts for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Your Guide
No Medicare Select Plans Available
Your Guide Alaska
Your Guide Alabama
Your Guide Arkansas
Your Guide Arizona - UHIC
Your Guide Arizona - UHICA
Your Guide California
Your Guide Colorado
Your Guide Connecticut
Your Guide District of Columbia
Your Guide Deleware
Your Guide Florida
Your Guide Georgia
Your Guide Hawaii
Your Guide Iowa
Your Guide Idaho
Your Guide Illinois - UHIC
Your Guide Illinois - UHICA
Your Guide Indiana - UHIC
Your Guide Indiana - UHICA
Your Guide Kansas
Your Guide Kentucky
Your Guide Louisiana
Your Guide Maryland
Your Guide Maine
Your Guide Michigan
Your Guide Minnesota
Your Guide Missouri
Your Guide Mississippi
Your Guide Montana
Your Guide North Carolina_UHIC
Your Guide North Carolina_UHICA
Your Guide North Dakota
Your Guide Nebraska
Your Guide New Hampshire
Your Guide New Jersey
Your Guide New Mexico
Your Guide Nevada
Your Guide New York
Your Guide Ohio_UHIC
Your Guide Ohio_UHICA
Your Guide Oklahoma
Your Guide Oregon
Your Guide Pennsylvania UHIC
Your Guide Pennsylvania - UHICA
Your Guide Rhode Island
Your Guide South Carolina_UHIC
Your Guide South Carolina_UHICA
Your Guide South Dakota
Your Guide Tennessee
Your Guide Texas_UHIC
Your Guide Texas_UHICA
Your Guide Utah
Your Guide Virginia
Your Guide Vermont
Your Guide Washington
Your Guide West Virginia
Your Guide Wyoming
Availability and Eligibility Guides
No Medicare Select Plans Available
Alabama Eligibility
Alaska Eligibility
Arizona Eligibility
Arkansas Eligibility
California Eligibility
Colorado Eligibility
Connecticut Eligibility
Delaware Eligibility
District of Columbia Eligibility
Florida Eligibility
Georgia Eligibility
Hawaii Eligibility
Idaho Eligibility
Illinois Eligibility
Indiana Eligibility
Iowa Eligibility
Kansas Eligibility
Kentucky Eligibility
Louisiana Eligibility
Maine Eligibility
Maryland Eligibility
Massachusetts Eligibility
Michigan Eligibility
Minnesota Eligibility
Mississippi Eligibility
Missouri Eligibility
Montana Eligibility
Nebraska Eligiblity
Nevada Eligibility
New Hampshire Eligibility
New Jersey Eligibility
New Mexico Eligibility
New York Eligibility
North Carolina Eligibility
North Dakota Eligibility
Ohio Eligibility
Oklahoma Eligibility
Oregon Eligibility
Pennsylvania Eligibility
Rhode Island Eligibility
South Carolina Eligibility
South Dakota Eligibility
Tennessee Eligibility
Texas Eligibility
Utah Eligibility
Vermont Eligibility
Washington Eligibility
West Virginia Eligibility
Wisconsin Eligibility
Wyoming Eligibility
AARP Medicare Select Availability
No Medicare Select Plans Available
Availability for Alabama
Availability for Arkansas
Availability for Arizona
Availability for Arizona (Spanish)
Availability for Florida
Availability for Florida (Spanish)
Availability for Georgia
Availability for Illinois
Availability for Illinois (Spanish)
Availability for Indiana
Availability for Kansas
Availability for Kentucky
Availability for Louisiana
Availability for Mississippi
Availability for North Carolina
Availability for Ohio
Availability for Oklahoma
Availability for Oregon
Availability for Tennessee
Availability for Texas
Availability for Texas (Spanish)
Availability for Utah
Availability for Washington
Rates & Underwriting
The Underwriting and Rate Guide provides state-specific details that assist you in quoting an AARP Medicare Supplement rate for consumers.
Underwriting requirements vary by state and product. Underwriting is used to determine eligibility and/or the rate, when applicable. Underwriting decisions are based on the information provided on the application as well as information received during the underwriting process.
Rate structures, discounts and rate guarantees also vary by state and product. Please refer to the state-specific information below for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Underwriting and
Rate Guides
Not Applicable
Undewriting and Rate Guide-Alabama
Plan Change Situation-Alabama
Undewriting and Rate Guide-Alaska
Plan Change Situations-Alaska
Underwriting and Rate Guide Arizona
Underwriting and Rate Guide Arizona - UHICA
Plan Change Situations-Arizona
Underwriting and Rate Guide Arkansas - UHIC
Underwriting and Rate Guide Arkansas - UHICA
Plan Change Situations-Arkansas
Underwriting and Rate Guide California
Plan Change Situations-California
Underwriting and Rate Guide Colorado
Plan Change Situations-Colorado
Underwriting and Rate Connecticut
Plan Change Situations-Conneticut
Underwriting and Rate Guide Delaware
Plan Change Situations-Delaware
Underwriting and Rate Guide District of Columbia
Plan Change Situations-District of Columbia
Underwriting and Rate Guide Florida
Plan Change Situations-Florida
Underwriting and Rate Guide Georgia
Plan Change Situations-Georgia
Underwriting and Rate Guide Hawaii
Plan Change Situations-Hawaii
Underwriting and Rate Guide Idaho
Plan Change Situations-Idaho
Underwriting and Rate Guide Illinois
Underwriting and Rate Guide Illinois - UHICA
Plan Change Situations-Illinois
Underwriting and Rate Guide Indiana
Underwriting and Rate Guide Indiana - UHICA
Plan Change Situations-Indiana
Underwriting and Rate Guide Iowa
Plan Change Situations-Iowa
Underwriting and Rate Guide Kansas_UHIC
Plan Change Situations-Kansas
Underwriting and Rate Guide Kansas_UHICA
Underwriting and Rate Guide Kentucky
Plan Change Situations-Kentucky
Underwriting and Rate Guide Louisiana
Plan Change Situations-Louisiana
Underwriting and Rate Guide Maine
Plan Change Situations-Maine
Underwriting and Rate Guide Maryland
Plan Change Situations-Maryland
Underwriting and Rate Guide Massachusetts
Plan Change Situations-Massachusetts
Underwriting and Rate Guide Michigan
Plan Change Situations-Michigan
Underwriting and Rate Guide Minnesota
Plan Change Situations-Minnesota
Underwriting and Rate Guide Mississippi
Plan Change Situations-Mississippi
Underwriting and Rate Guide Missouri
Plan Change Situations-Missouri
Underwriting and Rate Guide Montana
Plan Change Situations-Montana
Underwriting and Rate Guide Nebraska
Plan Change Situations-Nebraska
Underwriting and Rate Guide Nevada
Plan Change Situations-Neveda
Underwriting and Rate Guide New Hampshire
Plan Change Situations-New Hampshire
Underwriting and Rate Guide New Jersey
Plan Change Situations-New Jersey
Underwriting and Rate Guide New Mexico
Plan Change Situations-New Mexico
Underwriting and Rate Guide New York
Plan Change Situations-New York
Underwriting and Rate Guide North Carolina_UHIC
Underwriting and Rate Guide North Carolina_UHICA
Plan Change Situations-North Carolina
Underwriting and Rate Guide North Dakota
Underwriting and Rate Guide Ohio_UHIC
Underwriting and Rate Guide OHIO_UHICA
Plan Change Situations-Ohio
Underwriting and Rate Guide Oklahoma
Plan Change Situations-Oklahoma
Underwriting and Rate Guide Oregon
Plan Change Situations-Oregon
Underwriting and Rate Guide Pennsylvania
Underwriting and Rate Guide Pennsylvania - UHICA
Plan Change Situations-Pennsylvania
Underwriting and Rate Guide Rhode Island
Plan Change Situations-Rhode Island
Underwriting and Rate Guide South Carolina_UHIC
Underwriting and Rate Guide South Carolina_UHICA
Plan Change Situations-South Carolina
Underwriting and Rate Guide South Dakota
Plan Change Situations-South Dakota
Underwriting and Rate Guide Tennessee - UHIC
Underwriting and Rate Guide Tennessee - UHICA
Plan Change Situations-Tennessee
Underwriting and Rate Guide Texas_UHIC
Underwriting and Rate Guide Texas_UHICA
Plan Change Situations-Texas
Underwriting and Rate Guide Utah
Plan Change Situations-Utah
Underwriting and Rate Guide Vermont
Plan Change Situations-Vermont
Underwriting and Rate Guide Virginia
Plan Change Situations-Virginia
Underwriting and Rate Guide Washington
Plan Change Situations-Washington
Underwriting and Rate Guide West Virginia
Plan Change Situations-West Virginia
Underwriting and Rate Guide Wisconsin
Plan Change Situations-Wisconsin
Underwriting and Rate Guide Wyoming
Plan Change Situations-Wyoming
Plan Changer Rate
Not Applicable
Plan Changer Rate Alabama
Plan Changer Rate Alaska
Plan Changer Rate Arizona
Plan Changer Rate California
Plan Changer Rate Colorado
Plan Changer Rate Delaware
Plan Changer Rate District of Columbia
Plan Changer Rate Georgia
Plan Changer Rate Hawaii
Plan Changer Rate Illinois
Plan Changer Rate Indiana
Plan Changer Rate Iowa
Plan Changer Rate Kentucky
Plan Changer Rate Lousiana
Plan Changer Rate Maryland
Plan Changer Rate Michigan
Plan Changer Rate Mississppi
Plan Changer Rate Missouri
Plan Changer Rate Nebraska
Plan Changer Rate Nevada
Plan Rate Changer New Hampshire
Plan Changer Rate New Jersey
Plan Changer Rate New Mexico
Plan Changer Rate North Carolina
Plan Changer Rate Ohio
Plan Changer Rate Oklahoma
Plan Changer Rate Pennsylvania
Plan Changer Rate Rhode Island
Plan Changer Rate South Carolina
Plan Changer Rate South Dakota
Plan Changer Rate Tennessee
Plan Changer Rate Texas
Plan Changer Rate Utah
Plan Changer Rate Virginia
Plan Changer Rate Virgin Islands
Plan Changer Rate West Virginia
Plan Changer Rate Wisconsin
Plan Changer Rate Wyoming
Annual Rate Change
Not Applicable
Annual Rate Change Alabama
Annual Rate Change Alaska
Annual Rate Change Arizona UHIC
Annual Rate Change Arizona UHICA
Annual Rate Change Arkansas UHIC
Annual Rate Change Arkansas UHICA
Annual Rate Change California
Annual Rate Change Colorado
Annual Rate Change Conneticut
Annual Rate Change Delaware
Annual Rate Change District of Columbia
Annual Rate Change Florida
Annual Rate Change Georgia
Annual Rate Change Guam
Annual Rate Change Hawaii
Annual Rate Change Idaho
Annual Rate Change Illinois UHIC
Annual Rate Change Illinois UHICA
Annual Rate Change Indiana UHIC
Annual Rate Change Indiana UHICA
Annual Rate Change Iowa
Annual Rate Change Kansas_UHIC
Annual Rate Change Kansas_UHICA
Annual Rate Change Kentucky
Annual Rate Change Louisiana
Annual Rate Change Maine
Annual Rate Change Maryland
Annual Rate Change Massachusetts
Annual Rate Change Michigan
Annual Rate Change Minnesota
Annual Rate Change Mississippi
Annual Rate Change Missouri
Annual Rate Change Nebraska
Annnual Rate Change Nevada
Annual Rate Change New Hampshire
Annual Rate Change New Jersey
Annual Rate Change New Mexico
Annual Rate Change New York
Annual Rate Change North Carolina
Annual Rate Change North Carolina_UHICA
Annual Rate Change North Dakota
Annual Rate Change Ohio_UHIC
Annual Rate Change Ohio_UHICA
Annual Rate Change Oklahoma
Annual Rate Change Oregon
Annual Rate Change Pennsylvania_UHIC
Annual Rate Change Pennsylvania UHICA
Annual Rate Change Rhode Island
Annual Rate Change South Carolina
Annual Rate Change South Carolina_UHICA
Annual Rate Change South Dakota
Annual Rate Change Tennessee_UHIC
Annual Rate Change Tennessee _UHICA
Annual Rate Change Texas_UHIC
Annual Rate Change Texas_UHICA
Annual Rate Change Utah
Annual Rate Change Vermont
Annual Rate Change Virginia
Annual Rate Change Washington
Annual Rate Change Wisconsin
Annual Rate Change Wyoming
Annual Rate Change Montana
Annual Rate Change West Virginia
Wellness Extras (Value-Added Services)
AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company (UHIC) and insured by UnitedHealthcare Insurance Company of America in North Dakota offer wellness extras. Because Medicare supplement plans are standardized, one of the ways (aside from premium) that plans can be differentiated in the market is through value-added services.
Plan members can receive the following additional services at no additional cost. These services are separate from the Medicare supplement plan benefits and vary by state. For more detailed information, please view the state-specific Enrollment Kits and Producer Handbooks.
For New York Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company of New York. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits and are subject to geographical availability.
For all other state Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time.
Note that certain services are provided by Affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare.
Wellness Extras Availability:
AARP Membership Benefits Brochure
Additional Opportunities
Agent Directed Group Retiree Sales
Agents are now eligible to offer AARP® Medicare Supplement Plans to employer, municipality, union and school district retiree groups with 10 or more eligible retirees. Agents have a choice to assist with the enrollment for group sizes under 100 (Agent-Enrolled), or simply let UnitedHealthcare complete the retiree application process for any group size (Agent-Referred). Agents are eligible to receive compensation for either method of enrollment, as outlined in the contract amendment and group sales guidelines.
AARP Medicare Supplement Plans offer many benefits to groups and retirees, including flexible contribution levels, administrative ease, and affordable, stable rates
1. As with all Medicare Supplement Plans, AARP Medical Supplement Plans may also provide retirees with extra protection from Medicare's co-insurance and deductibles. In addition to more than 4.4 million individual AARP Medicare Supplement Plan members across the country1, UnitedHealthcare provides retiree health insurance solutions to more than 1,500 groups nationwide.
2. The more you sell, the more you can earn – it's that simple!
¹ From a report prepared for UnitedHealthcare Insurance Company by Gongos, Inc., “Substantiation of Advertising _Claims Concerning AARP Medicare Supplement Insurance Plans,” July 2021, www.uhcmedsupstats.com or _call 1-800-523-5800 to request a copy of the full report.
2 Internal company data January, 2022.
For more information, please review the eligibility and process information in addition to the group sales guidelines.
2023
AARP MedicareRx Walgreens (PDP)
Choose this plan if you use primarily generic drugs, want a lower premium plan, and fill your prescriptions at Walgreens pharmacies
- Low monthly Premium
- $0 deductible on Tier 1 prescriptions
- $1 copays for Tier 1 prescription drugs at Walgreens pharmacies nationwide
- $3 copay for a 3-month supply of Tier 1 prescriptions with Optum Home Delivery, a service of OptumRx
- 1-month supply of covered insulin prescriptions for $35 or less
- $0 copay for all Part D covered vaccines including Shingrix
AARP MedicareRx Preferred (PDP) Plan
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network
- $0 deductible
- $0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery, a service of OptumRx
- Full coverage continues through the donut hole for Tier 1 and Tier 2
- 1-month supply of select insulin prescriptions for $35 or less
- $0 copay for all Part D covered vaccines including Shingrix
AARP MedicareRx Saver Plus (PDP) Plan
Choose this plan if you receive Extra Help
-1-month supply of covered insulin prescriptions for $35 or less
-$0 copay for all Part D covered vaccines including Shingrix
Agent Reference Materials - PDP
Prescription Drug Reference Guide
Part D Senior Savings Model FAQ
Part D Senior Savings Model Insulins and Plans
By using the Plan Search tool, it will allow you to explore all available plan options.
Live Chat with a Producer Help Desk Representative
Sorry, PHD Chat is not available at this time.
Sorry, you have another session open. Please close that session and then start a new one.
 |