Learn about all the types of plans that UnitedHealthcare offers.
Medicare Advantage (MA) plans are health plan options approved by Medicare and offered by private insurance companies that are contracted by the federal government. MA plans provide Medicare Part A (hospital) and Medicare Part B (medical) coverage, and most plans also include Medicare Part D (prescription drug) coverage. Medicare Advantage plans also include other benefits and services such as dental, vision, hearing and fitness that Original Medicare does not cover. UnitedHealthcare offers different types of Medicare Advantage plans (non-SNP, D-SNP, C-SNP, I-SNP) and plans include additional benefits and services beyond Original Medicare that may vary from plan to plan. Ultimately, our goal is to offer a plan to sell to meet the needs of every Medicare eligible consumer in the markets we serve.
2023 UHC Final Portfolio
This document is for online purposes only. Confidential and proprietary. For internal/agent use only. Do not distribute.
UnitedHealthcare offers plans that are simple to sell, simple to understand, and simple to use. Experience the Difference.
UnitedHealthcare’s Medicare Advantage Final Portfolio for 2023 provides an overview of the Individual Medicare Advantage plans available across our broad footprint and are organized by state/market. Pair the ‘Final Portfolio’ with your state/market to Experience the Difference of UnitedHealthcare, while also learning about our 2023 footprint and plans within your local market.
Central Gulf Region
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East Region
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West Region
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Agent Reference Materials for 2023 - Medicare Advantage
AARP® Medicare Supplement Insurance Plans
AARP Medicare Supplement Insurance Plans insured by UnitedHealthcare Insurance Company or an affiliate are health insurance plans designed to supplement Original Medicare. They help pay some or all of the health care costs that Original Medicare does not cover (like copayments, coinsurance, and deductibles).
UnitedHealthcare offers AARP Medicare Supplement Plans A, B, C, F, G, K, L, and N (except in Massachusetts, Minnesota and Wisconsin, which have different plans and plan designations). Each plan has specific benefits so consumers can find one to best meet their needs and budget. Use language highlighted in this messaging platform when discussing plan options with consumers.
Note: In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Eligibility/Availability
General Eligibility
The following eligibility rules apply for AARP Medicare Supplement applicants:
- Enrolled in Medicare Part A and Part B
- Both must be active at time of the plan effective date
- A resident of the state in which they are applying for coverage
- Age 65 or older
- AARP membership (may enroll at time of application
Plans are available to people under age 65 and disabled in some states. Please visit the Product Availability Charts for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Your Guide
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Availability and Eligibility Guides
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AARP Medicare Select Availability
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Rates & Underwriting
The Underwriting and Rate Guide provides state-specific details that assist you in quoting an AARP Medicare Supplement rate for consumers.
Underwriting requirements vary by state and product. Underwriting is used to determine eligibility and/or the rate, when applicable. Underwriting decisions are based on the information provided on the application as well as information received during the underwriting process.
Rate structures, discounts and rate guarantees also vary by state and product. Please refer to the state-specific information below for more information.
Note:
In states where both UnitedHealthcare Insurance Company (UHIC) and UnitedHealthcare Insurance Company of America (UHICA) plans are available you will see separate documents identified for each. You are only permitted to access materials for plans you are authorized to offer.
Underwriting and
Rate Guides
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Plan Changer Rate
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Annual Rate Change
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Wellness Extras (Value-Added Services)
AARP Medicare Supplement Plans insured by UnitedHealthcare Insurance Company (UHIC) and insured by UnitedHealthcare Insurance Company of America in North Dakota offer wellness extras. Because Medicare supplement plans are standardized, one of the ways (aside from premium) that plans can be differentiated in the market is through value-added services.
Plan members can receive the following additional services at no additional cost. These services are separate from the Medicare supplement plan benefits and vary by state. For more detailed information, please view the state-specific Enrollment Kits and Producer Handbooks.
For New York Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company of New York. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits and are subject to geographical availability.
For all other state Certificate holders, these offers are only available to insured members covered under an AARP Medicare Supplement Plan insured by UnitedHealthcare Insurance Company. These are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time.
Note that certain services are provided by Affiliates of UnitedHealthcare Insurance Company or other third parties not affiliated with UnitedHealthcare.
Wellness Extras Availability:
AARP Membership Benefits Brochure
Additional Opportunities
Agent Directed Group Retiree Sales
Agents are now eligible to offer AARP® Medicare Supplement Plans to employer, municipality, union and school district retiree groups with 10 or more eligible retirees. Agents have a choice to assist with the enrollment for group sizes under 100 (Agent-Enrolled), or simply let UnitedHealthcare complete the retiree application process for any group size (Agent-Referred). Agents are eligible to receive compensation for either method of enrollment, as outlined in the contract amendment and group sales guidelines.
AARP Medicare Supplement Plans offer many benefits to groups and retirees, including flexible contribution levels, administrative ease, and affordable, stable rates
1. As with all Medicare Supplement Plans, AARP Medical Supplement Plans may also provide retirees with extra protection from Medicare's co-insurance and deductibles. In addition to more than 4.4 million individual AARP Medicare Supplement Plan members across the country1, UnitedHealthcare provides retiree health insurance solutions to more than 1,500 groups nationwide.
2. The more you sell, the more you can earn – it's that simple!
¹ From a report prepared for UnitedHealthcare Insurance Company by Gongos, Inc., “Substantiation of Advertising _Claims Concerning AARP Medicare Supplement Insurance Plans,” July 2021, www.uhcmedsupstats.com or _call 1-800-523-5800 to request a copy of the full report.
2 Internal company data January, 2022.
For more information, please review the eligibility and process information in addition to the group sales guidelines.
2023
AARP MedicareRx Walgreens (PDP)
Choose this plan if you use primarily generic drugs, want a lower premium plan, and fill your prescriptions at Walgreens pharmacies
- Low monthly Premium
- $0 deductible on Tier 1 prescriptions
- $1 copays for Tier 1 prescription drugs at Walgreens pharmacies nationwide
- $3 copay for a 3-month supply of Tier 1 prescriptions with Optum Home Delivery, a service of OptumRx
- 1-month supply of covered insulin prescriptions for $35 or less
- $0 copay for all Part D covered vaccines including Shingrix
AARP MedicareRx Preferred (PDP) Plan
Choose this plan if you want UnitedHealthcare's most extensive drug coverage and access to a broad pharmacy network
- $0 deductible
- $0 copay for a 3-month supply of Tier 1 and Tier 2 prescriptions with Optum Home Delivery, a service of OptumRx
- Full coverage continues through the donut hole for Tier 1 and Tier 2
- 1-month supply of select insulin prescriptions for $35 or less
- $0 copay for all Part D covered vaccines including Shingrix
AARP MedicareRx Saver Plus (PDP) Plan
Choose this plan if you receive Extra Help
-1-month supply of covered insulin prescriptions for $35 or less
-$0 copay for all Part D covered vaccines including Shingrix
Agent Reference Materials - PDP
Prescription Drug Reference Guide
Part D Senior Savings Model FAQ
Part D Senior Savings Model Insulins and Plans

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